Explained for parents

Plain-English primers: what it is, how it works, what to watch for, and how its rating works. Then link straight to the setup steps.

Game & app stores: purchases, approvals, gift cards

Xbox / Microsoft StorePurchases go through Microsoft family settings. With "Ask a parent" on, kids must request purchases. Parents can add allowance money to a child's account and see spending history in the Xbox Family Settings app. source · setup guide
PlayStation StoreA child's purchases come from the family manager's wallet, capped by a monthly spending limit (default $0). Set it in the PlayStation Family app, on the web, or on PS5/PS4. source
Nintendo eShopThe Nintendo Switch Parental Controls app and account settings can restrict eShop spending. source · setup guide
Apple App StoreAsk to Buy (Family Sharing) sends kids' purchase requests to the organizer. Screen Time can block in-app purchases and cap app age ratings. source · setup guide
Google PlayPurchase approvals let you require approval for all content, paid content only, in-app purchases only, or never. This covers only purchases through Google Play's billing system. source
SteamSteam Families lets parents set restrictions and approve purchase requests. source · setup guide
Epic Games StoreEpic parental controls (PIN-protected) cover purchases and ratings for Epic accounts. source · setup guide

⚠ Gift cards: every store lets you add funds with gift cards, and a gift card balance can be spent without a card on file. We haven't verified each store's gift-card rules for child accounts, so treat a spending limit or approval setting as the real control.